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Credit card companies that will issue a credit card to people with bad credit who are able to dedicate a lump sum as surety for purchase made on the card, or people who are willing to pay exorbitant interest rates.
I would think a good way to reestablish your credit is to join a small Credit Union that will establish a personal relationship with you, and then work with you to restore your credit.
The difference between a bank and a Credit Union is this. A bank is a money making business dedicated to making money for it's owners. A Credit Union is a financial institution owned by the members. It is designed to serve the members, not make money for a stockholder.
Most large banks can't be bothered to help poor soul here and there. If you do go this route don't screw up. With the tight credit now days you won't be allowed too many mistakes.
My credit Union isn't all that big. They give me a decent interest rate on my credit card. I thought they were acting as a middle man between members and a huge financial institution somewhere out there that could make arbitrary changes in conditions and rates. I asked about those type of things and I was told that the Credit Union does it all themselves and they wouldn't do these radical things you hear about.
And, they are easier to work with.
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∙ 14y ago
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Are there any companies who offer credit cards for people with bad credit?
There are several cards available to those with poor credit. You can review available offers at www.BadCreditOffers.com.
Why are aqua cards good for people with bad credit?
Aqua credit cards can be good for people with bad credit because they offer flexible payment dates as well as manageable monthly payments. You can establish good credit history with Aqua cards that will help your overall credit rating.
Which companies offer unsecured credit cards for people with a bad credit rating?
Many different banks offer unsecured credit cards for people with bad credit. An example would be the Capital One Classic Platinum card, which can be ordered by people with a credit score as low as 577. Another option is to apply for a secured credit card, which can later be converted to an unsecured credit card.
Are there any credit cards available for people with bad credit?
There are credit cards available for people with bad credit. Secured credit cards are more suited for people with bad credit and are likely to be the only ones they will qualify for. Capital One offers a Secured MasterCard which is available for people with bad credit.
Where can people with bad or no credit obtain credit cards?
Someone with bad credit can find many places online to get a credit card. Some offer true credit cards with no application or processing fees required, although high interest and annual fees may be applicable. Other places offer what is essentially a debit card with very low credit limits.
Are there any companies who offer credit cards for people with bad credit?
There are several cards available to those with poor credit. You can review available offers at www.BadCreditOffers.com.
Why are aqua cards good for people with bad credit?
Aqua credit cards can be good for people with bad credit because they offer flexible payment dates as well as manageable monthly payments. You can establish good credit history with Aqua cards that will help your overall credit rating.
Which companies offer unsecured credit cards for people with a bad credit rating?
Many different banks offer unsecured credit cards for people with bad credit. An example would be the Capital One Classic Platinum card, which can be ordered by people with a credit score as low as 577. Another option is to apply for a secured credit card, which can later be converted to an unsecured credit card.
Are there any credit cards available for people with bad credit?
There are credit cards available for people with bad credit. Secured credit cards are more suited for people with bad credit and are likely to be the only ones they will qualify for. Capital One offers a Secured MasterCard which is available for people with bad credit.
Where can people with bad or no credit obtain credit cards?
Someone with bad credit can find many places online to get a credit card. Some offer true credit cards with no application or processing fees required, although high interest and annual fees may be applicable. Other places offer what is essentially a debit card with very low credit limits.
What is the best way for people with bad credit to get credit?
The best way for people with bad credit to get credit is to rebuild their credit score, this can be done by clearing off past due bills and bad debts, how ever responsible users can avail of department store credit cards or some credit card companies will offer people with bad credit score history a special credit card.
What credit cards can be applied for with bad credit?
Having bad credit a person limits themselves greatly on what credit cards they can have. The only card offered to people with bad credit is the Premier Bank MasterCard.
Are there credit cards for people with bad credit?
Credit cards for people with bad credit are secured cards issued by banks. It is also possible to get unsecured cards with low interest rate or zero APR for the first six months. Negotiations can be done with the bank that issued your credit card.
Get a Credit Card with Bad Credit?
Banks are notably unwilling to give out credit cards to people with bad debt problems. This was particularly pronounced during the credit crunch of 2008-2010. However, there are credit card options for those who want to pay off their debt. It is best to avoid "predatory cards" which have high interest rates and a large number of fees. Instead, people who have historically had bad debt problems should choose either prepaid credit cards or low balance credit cards, both of which avoid making people spend money they do not have. Some credit unions and credit counseling banks also offer "trainer" cards which help one get over bad credit.
Are there credit cards for people with bad credit that don't require a deposit?
hobos
Where can one shop with bad credit cards?
When you have bad credit scores, it is difficult obtaining a credit card but when you do manage to get one, there are some stores that will still accept credit cards of people with bad credit scores, like Macy's.
What credit card companies offer cards to people with no credit history?
My advice is to talk to your banker. Someone with a bad debt credit card should not have another credit card until they have paid off any debts before they further it. Companies will give you prepaid debit cards for people in this situation.
