In order to get cell phone service, your credit score must be above 500 and you cannot be associated with more than two (2) addresses and any other cell phones.
any time your credit is run it can lower your credit score. I see also more 30 day lates reported by these companies and it is impossible to remove them once they are on. I would almost rather get a pre paid.
I opened a letter from Sprint seconds ago. They claim that is my score, and why they approved me for a cell phone plan.
Criteria for getting a cell phone is much more relaxed than requirements for something like a mortgage or car loan. Many companies issue phones regardless of your credit score. If the company rejects your application then consider a pre-paid or pay-by-use phone. They can be obtained at many stores & gas stations and require no credit check.
You can call their cell phone company and have them bill their next bill with your credit card. The easiest way to do this would either be online or with customer service.
I would assume not for the simple fact it's not a loan you're terminating. Cell phone companies and the like go by your payment history, not necessarily the fact you might have bad credit as a score may show. Just make sure you pay all final and applicable fees as those CAN hurt your credit if unpaid and sent to collections.
You have to have active accounts in order to have a credit score. Your credit score can reflect your payments history on installment loans. Pay whatever accounts you have in a timely manner. Control and limit inquiries. Stay away from finance companies. Your score will not be as high as someone who has revolving credit accounts and manages them well. But you will have a score that reflects how you manage the credit you do have. If you have a mortgage, car payment, school loans, and sometimes even cell phone or utility bills that you pay on time, that will raise your credit score.
yes, if the company reports to the credit bureaus. You may want to contact your cell phone customer service and ask whether they report your credit with them.
That means that the collection is gone and your score has gone up. *wonders if this was a trick question*
your cell phone service
If you are looking to get a cell phone plan, having poor credit may require the cell phone company to collect an upfront deposit from you. Not paying your cell phone bill on time will go on your credit report with unsatisfactory results. However, always paying your cell phone bill, and always paying it on time will not get reported to the credit bureaus; and thus will not positively affect your credit.
Cell phone network extenders can be a wonderful way to improve your cell phone service. They are easy to install and are an affordable option if you do not wish to change your service provider.
You do not need to have home phone service if you have a cell phone. However, a home phone is a good back up to have in case your cell phone stops working.