What do you do if the person who hit your parked car had a suspended license and their insurance won't cover pay?

What is the specific reason that their insurance company denied the claim? (they must tell you this) You can use your collision coverage and then your company (regardless of his companys denial), will look to him for repayment for their costs as well as your deductible. If you do not have any collision coverage, file a small claims court case, get your judgement and garnish him. Aso file a state report, and contact/notify the police he more than likely is on probation as well.

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First answer by Mama lori. Last edit by Mama lori. Contributor trust: 295 [recommend contributor]. Question popularity: 32 [recommend question]

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If your car is parked in front of your house and it was hit and you have basic insurance will it cover?