What do you do if you have 2 policies covering the same thing?
Can a business have employees that are located in MI and in SC all covered under the same group policy with the same low group rates for everyone?
It might be possible, you need to check with a professional Insurance Agent to help you. It depends on the number of employees and which ones are out of state. Try going to then scroll down to the link for NAHU Agent finder
Answer . Yes. What you probably mean to ask is - can you get paid in full from both policies? Generally no. You would have to look at the Co-Ordination of Benefits clause. Click here for more details http://www.steveshorr.com/law_relating_to_insurance.htm#Primary
Answer . \nYes, and your spouse will end up with an at-fault accident on their record. The collision deductible will apply to the damage on the car that your spouse was driving and there will not be a deductible for the damage to the parked car.. Answer . Maybe. Check with your agent, but s…ome policies specifically exempt damage caused by another vehicle on the same policy. It prevents people with two junkers from having driveway "accidents" where both vehicles are totaled but no one is hurt. Of course, they can still drive both cars into a brick wall. (MORE)
Is it legal for a resident of the same household to drive an insured vehicle if they are not specifically covered under that policy?
Answer . You can drive an insured vehicle if you're not on the policy because when the police pull you over they are looking to see if you have insurance on the car. But to answer the question...NO, it's not legal to drive the insured vehicle if your not on the policy.. Answer . As always, ch…eck with your insurance agent, but anyone driving the auto with the policy owner's permission should be covered. However, ALL licensed drivers residing in the household are supposed to be listed on the policy. (MORE)
The vehicle owner should have a policy on the vehicle. If you are an occasional permissive driver of their vehicle there would likely be coverage.
Answer . Well, my guess would be the policy that covers both cars! And your insurance company is NOT going to love you anymore.
You and your mother are under the same insurance policy. however your mother hits your car by accident. would reporting the accident increase your mothers insurance would you be covered?
Yes, Your joint policy will cover the accident. You should contact your agent to determine if any points or rate increase would apply.
Certainly, but depending on what is being cooked/baked you may have to increase the total cooking time a little. This is because it takes longer to heat two items at the same time as compared to one item or dish.
Is there an insurance policy that will cover either car that I own I can't physically drive 2 cars at the same time So the other car just sits.?
A little more information might provide a better answer, but here it is. If both of the cars have active registration, this indicates that they might be driven at any time. Most insurance companies will make you add both cars to your policy, since it is possible that they can be driven. However, if …you only use one of them a little, most companies will give you a "low mileage" discount on that car, provided it annually travels less than their mileage limit. If you never use one of the cars, you could cancel the registration on it so that you don't have to insure it, but keep in mind that there are different types of car insurance that protect against different things. If it's stolen or damaged by a storm and it's not insured, you won't get any money for it. Using an independent insurance website to compare car insurance from multiple companies at the same time can help you see what the lowest price will be for your situation. (MORE)
Is there an insurance policy that will cover either car that I own I can't physically drive 2 cars at the same time so the other car just sits?
No. Each vehicle must carry its own policy. If you do not have a lien on it, or if you do and the bank oks it, most companies will allow you to suspend a policy or carry only comprehensive coverage when the car is not going to be driven for at least 30 days.
No, just push one tray, pot or what ever you are cooking with to one side of the oven and the other to the opposite side so the bottom tray can "see" the top of the oven. if the trays are to big to do that half way through your cooking switch the trays so the bottom tray is on the top.
Most auto insurance covers anyone you allow to drive your car, except people living in your house.
No. World War 2 in Europe was a major war between the Allies (Britain, the U.S., Russia, Canada and many other countries on the one hand) and Germany, Italy and various other countries on the other. In Europe was initially triggered by the German invasion of Poland in September 1939 and lasted… from 1939-1945 . The Holocaust refers to: . The Nazi genocide of the Jews in 1941-45 during World War 2 . In all, a total of about six million Jews were murdered. . In addition, many others were murdered on the basis of group identity, including 'gypsies', Jehovah's Witnesses, homosexuals, Polish intellectuals, Communists and others. Historians generally do not include these groups in the Holocaust. . The Holocaust was a kind of 'subplot' of World War 2. Saying this is not intended to diminish its significance but to put it in the context of World War 2 . Some historians, such as Christopher Browning, see the Holocaust as part of a wider campaign by the Nazis to rid the world of what the latter called 'Jewish Bolshevism' ('Jewish Communism'). ___ Moreover: . When the Nazis invaded Poland, Belgium, the Netherlands, France, and the Soviet Union ('Russia') it was for land. . The Nazis invaded country after country, and this brought more and more Jews under German control. As a result, the Nazis' self-inflicted 'Jewish problem' grew and grew for them. (In particular, the invasion of Poland and, later, of the Soviet Union, brought a huge increase in the number of Jews under Nazi rule). . The war shielded the Holocaust from outside intervention, in much the same way as World War 1 shielded the Ottoman Turkish genocide of the Armenians in 1915. . The Nazis conducted the Holocaust largely in Poland, which is difficult to reach from Allied bomber bases in, say, Britain. (MORE)
Both types of panda climb trees with the help of a "thumb" and their main diet is bamboo leaves.
Will insurance cover an accident that occured at 730 a.m if the policy was bought the same day at 1130 I was recently in an accident and literally in the middle of switching insurance companies.?
No, but if you were switching companies, hopefully you didn't cancel the 1st one before the 2nd one took effect. Your first company should cover it if it wasn't cancelled yet.
Yes. A duvet, though, needs a basic comforter to go inside it. It is basically the material on the outside of the comforter without the inside. It usually zips or buttons and opens up.
Comforter and comforter's cover is totally different because comforter's cover is a top layer of comforter which protect the comforter from dirt. comforter is material which exits inside the cover.
Each company has several different policies and each policy can cover different perils. Also, each policy can have additional endorsements which would cover more perils than a regular "bare bones" policy. A fire policy is another name for a homeowners policy. The common basic perils are fire, st…orm, and theft. (MORE)
Actually, what you are asking is referring to the hardness of the pencil. So both, 0.5mm and 0.7mm are the same hardness as number two pencils. The number of lead, 0.5, is a thinner lead in diameter to the 0.7.
Two distinct physical objects cannot occupy the same space at the same time, so no.
Working in a law firm back in the 90's, we were confronted with this complaint regularly, so that I completed an in debth investigation and learned that one must present the policy and say clearly "I want the service that this policy covers." Mother would not believe me, that it would not pay for he…r funeral so we went to a Brown Service Funeral Home where I asked them to show her the Brown Service casket. It wasn't what she wanted, but we were told that any upgrade would automatically void the coverages. Unfortunately, we learned the same day that her vault policy (which represented that she was covered fully for any vault she chose) had been revoked by a court. It was only worth $100.00. My anguished Mother had to come up with another $1,000 at that time. She died last week and I honored her request to use her burial policy to cover her last expenses. We HANDED THE DIRECTOR THE POLICY AND CLEARLY STATED WE WANTED THE FUNERAL benefits it promised. WE USED THE BROWN SERVICE CASKET AND WE WERE STILL BILLED AN EXTRA $790.00 (BROWN SERVICE OVERCHARGES). We also paid for all the extras that we of course, knew were not covered. They only gave us a $300.00 for her policy benefits instead of the several hundred in services. I intend to pursue this with an atty. helping me, let me know if You are with me. (MORE)
Not necessarily. Density is mass divided by volume. Many different things could have the same density.
That is a rather broad question. It would depend on the animal and the stimulus causing the reaction. Certainly people and animals both have the flight ot fight response, but people tend to be able to also reason their way through situations or act in ways counter to their initial instincts. Higher …thinking mammels, such as monkeys and even cats and dogs, may be able to overcome an instinct if for an entity they love or such. But lower animals will only react upon instinct based off the stimuli. For example: If a person sees a "creepy" person on an elevator, they will get on anyway as not to offend the person and they will reason to themselves that they are just being over cautious. IF an animal sees another animal that frightens them, they go the other direction. (MORE)
I highly doubt it. If the child is not on the policy, then sorry to say, they're not covered. You will need to go in and put them on the policy, if you want that is...
yes and no if you dont have adouble oven no if you have a double oven with two bakers yes hope this helps :)
O.J. Simpson with a knife, Slashed Nicole and took her life, And when Ron saw what he had done, O.J. two, witness none.
Double Jeopardy is a defense that forbids a defendant from being tried twice for the same crime on the same set of facts
It is up to the policy holder. When I had to stay with my aunt for a long time we kept my insurance in my state of origin. It works too when you have a child in college and you are in another state. Contact insurance agent or insurance company to verify.
Can you have 2 policies running on one car but each policy has same main driver but the second drivers are different on each policy?
You can, but you should have all residents of a household on each policy. You can choose to have they excluded or not, but they need to be listed. However, you should be aware that a motor insurance policy is a form of indemnity insurance. A feature of all indemnity insurance policies is that the…y are subject to "averaging". This means that you cannot recover more than your actual loss and that each insurance company will only contribute pro-rata to the extent of their liability, i.e. if both have the same sum assured then 50% from each company. (MORE)
It will cover most of your personal property with the exception of certain things like cash or guns. It wouldn't be in your best interest to file a claim for just a few dollars because you risk cancellation. If your hearing aid is worth $600 and your deductible is $500, they you may just want to pay… the extra $100 out of your own pocket. (MORE)
1. They are both hard solid masses. 2. They can occur both below and above the earths surface.
No, the two are quite different. The droid R2D2, is a fictional astromech droid used in the Starwars series. The Droid 2 on the other hand is a smart phone developed by Motorola.
I'm trying to figure out what this could mean, because my first thought was "you mean, in case you steal somebody's car"? I'm guessing you mean you were driving someone else's car, and it got stolen. Whatever it's supposed to mean, you should call your insurance agent. Not all policies are the s…ame, and after you explain the situation to your agent he should be able to tell you if the incident is covered or not. If so, you'd have had to call him anyway to notify him, and if not, then he'll tell you so at least you can quit wondering. (MORE)
No... with a spare you will add 10 plus the next ball rolled to get your score for that frame. A strike you will add 10 plus the next 2 balls rolled to score that frame. The maximum frame score you can receive for a spare would be 20. If you rolled a strike for next ball after your spare. The maximu…m for a strike would be 30. If you rolled 2 strikes in your next 2 balls after you strike. (MORE)
It depends on your plan. In most, if not all states you must have liability insurance. Liability only is the cheapest plan because it will only cover damages to a vehicle you hit, as well as personal injury you cause. It normally has a limit (like $100,000 max coverage) leaving you personally resp…onsible for damages above that. Comprehensive can cover not just damage you are responsible for, but also auto theft as well as damage to your car if you are at fault. (MORE)
Yes. However, one must be determined to be the primary policy and the other as the secondary policy.
Your best strategy is to work with your broker -- whether you are the owner or the lessee, or the sub-lessee -- to determine the coverage available under the owner's HO-6 policy. Since all governing documents define ownership boundaries differently, and all master policies define coverage differen…tly, as do HO-6 policies, getting a specific answer to your specific question is strongly suggested. In these matters, there are no standards. (MORE)
if son is a resident yes - depending on cause of loss if son is non resident - no not covered - he needs his own policy
Depends. Most of us would not know what "Algebra Foundations 2" or "Algebra 1B" are, since the name of such a course is probably determined by the school or local district. Compare the curricula of both courses to see if they are the same.
The PS3 and Xbox 360 have a different level of gaming technology than the Nintendo Wii so the games for the Wii are not quite the same
An HO-8 policy is generally made for an older home in a situation where you may not want to carry the amount of insurance it would take to rebuild the home as it is. This policy is an Actual Cash Value policy which means that they will pay claims based on what the real estate value of the home is ra…ther than what the replacement cost of the home is. An HO-3 requires that you insure the home for the amount that it would take to rebuild it as it is with similar material. In this case, a homeowner may not want to pay for $400,000 of insurance when the home is worth $100,000 on the real estate market. With an HO-8 or HO-10 policy you can purchase $100,000 of insurance and if the house burns the company will pay you $100,000 for the home plus the amount for you contents inside the home. (MORE)
It may and it may not. It depends on the definitions of an "insured" driver under the terms of your insurance policy and the type of insurance policy you bought. Most standard policies will extend coverage to certain drivers you have given permissive use while others such as low cost "Named Drive…r" policies extend coverage to no one other than those named on the policy. Contact your insurance agent if you need assistance with your policy language. (MORE)
It's a liability only policy. Non owner means you do not own a car so all you can get on it is Liability and some medical coverage.
Why does a candle gets extinguished when 2 candles of different sizes and same thickness are covered by same bell jar?
As they burn, the candles are using up oxygen under the bell jar. They produce carbon dioxide as a result. Carbon dioxide is havier than air and so collects at the bottom of the bell jar. The lower candle goes out when the level of carbon dioxide gets high enough to "drown" that candles flame - that… is, block it from any oxygen. However, it is possible that, before that happens, so much of the oxygen in the bell jar is used up that the remainder is not enough to sustain a flame. (MORE)
That depends on the homeowners policy you bought, most homeowners insurance policies don't cover insect infestations but many will cover resulting damages if any, once you have abated the infestation. So first, call an exterminator to remove the Bees, Then if there is any remaining damage after r…emoval, contact your home insurance company about coverage for any needed repairs. If damage is minor or below your deductible, it might be cheaper just to hire a handyman for that than filing a claim. (MORE)
"Fleet Policy" rules are defined by the insurance company. Some common rules: . Drivers must be employed by the company to be covered (some exceptions are possible) . All Drivers to be covered must supply a Drivers Record for review . The insurance Company will have final decision on what drivers… will be permitted to drive company vehicles . It is possible to get Fleet coverage on Loaner vehicles for repair facilities, but it is silly expensive. . It is possible for a Repair shop to have a Fleet policy that covers customer vehicle's. (MORE)
A commercial insurance policy covers any court and/or attorney costs, loss of income and other such expenses if a lawsuit is involved. It does not cover incidences where willful neglect is involved.
Obviously not. The third movie in the series has a different storyline. If it wasthe same, they wouldn't bother making it.
The answer depends on what you mean by "same". While that may sound a pedantic question, would you say it is the same time if it happens in same second, the same minute, the same century? It the context of a hydrogen-7 isotope even 25*10 -24 seconds that is 0.000 000 000 000 000 000 000 025 seconds… could be too long whereas the same century is pretty close to the same time when compared to the age of the universe. On the same theme, how similar must the actions be before they are considered the same? Two people can lie without [apparently] moving at the same time, but it is not possible to keep totally motionless. In that case, are they doing the same thing? (MORE)
Do you need to get an umbrella policy from the same insurance company that covers your car and home insurance?
Yes. Most companies that offer umbrella or excess liability policies will not offer such a policy unless they also insure your home and or vehicles. The reason for this is that under the policy you are required to carry policies on your home and vehicles but are required to carry certain limits of l…iability on these policies. It s much easier for the company to monitor these policies and required limits if they handle these policies. There are some companies that will write these separately but the prices are much higher under these circumstances. (MORE)