First of all stop applying for credit before you have to many inquiries which you may already have. Save up around $200.00 to $500.00 and obtain a secured visa or MasterCard. Go to bankrate.com and look up a secured card that is right for you. Make sure that it does not report to the credit bureau as secured because this will hurt your score. After abour six months you will be able to obtain an unsecured card. Do not immediately close the secured account. Keep it open for a while to continue to help build your credit. Use it only as a credit builder and do not max it out for any reason.
It is possible to apply and be accepted for a credit card with no credit history but it can be difficult. Some ways around it are to apply for a store credit card as they are known to accept people who have no credit history more frequently than through other methods. Also some credit card companies have an option to include a co-signer who can help with your chances of being accepted if they have a good credit history.
The person whose credit is being checked must give the inquirer permission to access their credit history.
Assuming the use and payment history is desirable and the account is not new, then yes. In fact, there have been reports of people "renting" their credit history out by putting people on as being authorized or second users, thereby giving them credit history and an account with positive payment status. While this is highly risky, it demonstrates that there can be benefits to being co-user of some accounts in certain circumstances.
Loans for auto refinancing are available at banks and credit unions, depending upon an individual's credit rating, automobile that is being re-financed, and credit history.
There has to be a reason for the card to be declined ! Contact the card company and ask them why the card was refused. Common reasons for a card being declined are... Insufficient funds in the bank account, not enough credit balance on the card, or the card is reported lost/stolen.
In many cases, yes, it will hurt the business credit history due to you having bad personal credit history. Being a "silent" partner is the best option you have if you want to be involved in the business.
Checking your credit history allows you to make credit reports and check credit scores which are crucial for getting loans. It is also important to check that your account is not being used wrongfully.
It is possible to apply and be accepted for a credit card with no credit history but it can be difficult. Some ways around it are to apply for a store credit card as they are known to accept people who have no credit history more frequently than through other methods. Also some credit card companies have an option to include a co-signer who can help with your chances of being accepted if they have a good credit history.
You can check your credit history from many different web sites, such as www.annualcreditreport.com. This website is secure, so you do not have to worry about information being distributed.
The person whose credit is being checked must give the inquirer permission to access their credit history.
He may have a bad credit rating, try another bank.
Some banks and credit card companies do this routinely as a "courtesy" to their customers so they can avoid the embarrassment of being refused a purchase for lack of credit.
It is possible that you will show a low credit score if you have no other loans, credit cards, etc. You have to have revolving accounts or other accounts to establish credit. If you are having trouble getting a credit card you can try and get a secured credit card, or have a co-signer help sign with a application for credit.
Score but if you're on the border of being approved or not approved then they'll look at the history too. Regardless, your entire report comes up (score and history).
Assuming the use and payment history is desirable and the account is not new, then yes. In fact, there have been reports of people "renting" their credit history out by putting people on as being authorized or second users, thereby giving them credit history and an account with positive payment status. While this is highly risky, it demonstrates that there can be benefits to being co-user of some accounts in certain circumstances.
Yes, you can get Bad Credit Loan. A bad credit history is like having contracted an infectious disease. At least this is what most lenders perceive. Any requests for personal loans by people with a bad credit history are generally declined.
Loans for auto refinancing are available at banks and credit unions, depending upon an individual's credit rating, automobile that is being re-financed, and credit history.