Estate seems to be an American term for second hand jewellery, maybe from a deceased's estate? In the UK we use the terms, second hand, antique and/or vintage.
An "estate" engagement ring is just like a normal engagement ring, except that it has already been part of an estate. Which means it was already owned by someone. Any "estate" jewelry implies that the jewelry in question has previously belonged to someone else!
Alfred A. Ring has written: 'Questions and problems in real estate principles and practices'
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