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What does a rider on disability insurance that excludes coverage for existing diabetes mean for that policy?
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Does homeowners insurance cover asbestos abatement?
No. All homeowners insurance polices in the United States have language that specifically excludes coverage for Asbestos Abatement.
Does homeowners insurance cover medical bills for my husband that was hurt while fixing the house?
No. The medical payments to others coverage specifically excludes medical coverage for the named insureds and any houshold members. Health insurance is the only coverage that will cover this type of loss.
What homewoners insurance won't cover?
There are quite a few things that homeowners insurance will not cover such as earthquake an flood. I have even heard of a insurance policy in Florida that excludes hurricane or wind coverage. Check with your agent to make sure.
Does homeowners insurance cover a stolen uninsured vehicle?
No. Homeowners insurance specifically excludes all coverage for any 4-wheeled self propelled vehicle with few named exceptions like a lawn mower. The only coverage that would cover this loss is if you have an auto policy with physical damage coverage on the policy.
If your spouse excludes you on his auto insurance saying you are separated to get cheaper rates and there's a claim will they still pay?
Excluded drivers are "NOT" covered on that policy. That's the point of excluding them from coverage. This is insurance fraud and they will not pay.
Does homeowners or comprehensive insurance cover damage to an auto from grandchildren throwing rocks?
Typically, homeowners insurance expressly excludes auto-related losses. Therefore, the auto comprehensive coverage should apply.
Will homeowners insurance cover a cracked foundation caused by an earthquake?
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
Does homeowners insurance cover money stolen from your car?
Homeowners Insurance policies typically have language that excludes coverage for cash, bullion, fine jewelry, furs and other luxury items that are not specifically scheduled for coverage. If you want it covered you have to schedule it and pay the additional premium for scheduled property.
Does homeowners insurance cover asbestos?
You will need to refer to your Home insurance policy language. Alternatively you can ask your Insurance Agent or company representative. Most Home Insurance Policies these days contain specific language that excludes coverage for Asbestos and Asbestos related claims.
What is Basic Hospital Expense Coverage?
The type of insurance policy that covers expenses incurred at a hospital place of treatment. It generally excludes other coverage such as doctors charges. It sometimes is a fee based coverage or indemnity coverage meaning benefits are paid based on a set fee for a specific service listed in the contract.
What are some common gap car insurance coverage exclusions?
Gap car insurance excludes any equipment that was not factory installed on the car, unpaid or overdue lease or loan payments, and money that was "rolled" into the car such as trade in vehicles.
Does homeowners insurance cover a vehicle stolen from inside your closed garage?
No. Homeowners insurance specifically excludes motorized vehicles except for those used specifically and exclusively for maintenance of the property like lawnmowers. The only place you can get coverage for a vehicle is from having physical damage coverage on an automobile policy. Specifically you would need comprehensive (also called Other Than Collision) coverage.
