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Exactly that ... accidental death (not from natural causes). As for dismemberment, some policies allow partial compensation for losing a foot or a hand, or maybe for an eye.
Having stated the above, please bear in mind that this is not a blanket answer that will apply to each and every AD&D insurance coverage. Different insurance plans may vary on what is covered and how much the compensation will or will not actually be. In all cases, consult your insurance carrier for the 'official' word.
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∙ 14y ago
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What companies provide insurance for accidental death and dismemberment?
There are many companies that provide insurance for accidental death and dismemberment. This includes companies such as American General Life Insurance Company.
Where can one get dismemberment insurance for accidental death?
Accidental Death and Dismemberment insurance is often referred to as AD&D. Such insurance policies can be purchased online. State Farm Insurance offers this type of policy.
Can you borrow from a accidental death and dismemberment insurance?
No, you cannot borrow from an accidental death and dismemberment (AD&D) life insurance policy. There is no cash value and the policy only pays a benefit upon death if certain requirements are met regarding the accident or dismemberment.
What type of insurance will pay for a persons loss of sight?
accidental death and dismemberment
How much Accidental death and dismemberment insurance should you get?
The amount of life insurance you purchase depends on how many dependents you have and their ages. You would want term insurance that would cover several years of living expenses plus college for a spouse and children. Mind you, this is cheaper the younger you are. Accidental death and dismemberment may be a subset of life insurance--your beneficiaries get paid for your untimely death.
Which type of insurance coverage will not pay benefits for the death of the insured due to an illness?
accidental death and dismemberment
What does GTL mean on a check stub?
Group Term Life (insurance) It's your accidental death and dismemberment insurance.
In what circumstances would accidental death and dismemberment insurance pay if death followed cancer?
Do u have to be chosen to be in the army.
What is the difference between long term disability insurance and accidental death and dismemberment insurance?
Long Term Disability policies cover you if you are put in a nursing home or need to have a nurse come to your home regardless of how you were put there. Accidental Death and Dismemberment policies are usually attached to auto policies and they pay you and your family money if you are killed or lose limbs in an automobile accident.
What is the difference between accidental death and dismemberment insurance and life insurance?
If I understand it correctly, Accidental Death and Dismembermant Insurance will pay ONLY if you lose a limb or are killed in an accident. Life Insurance pays when you die, regardless of how you die.
In what circumstances would accidental death and dismemberment Insurance pay if death followed open heart surgery?
Contact the carrier for clarity, but I dout there would be coverage for this as not accidental.
What does AD and D limit means in insurance?
It might be different for you, but with my insurance AD&D stands for Accidental Death and Dismemberment, and the limits are the maximum amount of compensation that can be distributed to you upon fulfillment of the policy. Accidental Death and Dismemberment: A certain amount would be paid if death was result of an accident, rather than a disease, for example. Dismemberment would be if somebody lost a hand (or use of the hand) or foot or leg, etc.
