Answers.com > Wiki Answers > Categories > Business & Finance > Insurance > What does accidental death and dismemberment insurance cover?

What does accidental death and dismemberment insurance cover?

In: Insurance, Life Insurance [Edit categories]

Answer:

Exactly that ... accidental death (not from natural causes). As for dismemberment, some policies allow partial compensation for losing a foot or a hand, or maybe for an eye.

Having stated the above, please bear in mind that this is not a blanket answer that will apply to each and every AD&D insurance coverage. Different insurance plans may vary on what is covered and how much the compensation will or will not actually be. In all cases, consult your insurance carrier for the 'official' word.

First answer by Bozidar. Last edit by Bozidar. Contributor trust: 1658 [recommend contributor ]. Question popularity: 1 [recommend question].

[report abuse]

Can you answer these Insurance questions?

	Is squirrel damage covered by insurance?	Answer it!
	What is cattle insurance?	Answer it!
	Do you need motorcycle insurance if you have a DUI?	Answer it!
	What are the terms on a accidental life insurance policy and if the person was to pass from a hart attack would the policy still pay out?	Answer it!
	Can an Oklahoma insurance agent write life insurance on a Texas resident?	Answer it!

Relevant answers:

Can you borrow from a accidental death and dismemberment insurance?
No, you cannot borrow from an accidental death and dismemberment (AD&D) life insurance policy. There is no cash value and the policy only pays a benefit upon death if certain requirements are met...
How much Accidental death and dismemberment insurance should you get?
The amount of life insurance you purchase depends on how many dependents you have and their ages. You would want term insurance that would cover several years of living expenses plus college for a...
Is sudden infant death under the accidental death and dismemberment insurance?
As a licensed insurance agent, I would say that in most cases this would be covered under suffocation, provided the infant has his/her own policy or is included on the parents existing policy under a...
In what circumstances would accidental death and dismemberment insurance pay if death followed?
Do u have to be chosen to be in the army.
What is considered dismemberment in a death and dismemberment insurance policy?
READ YOUR POLICY. Most important: READ YOUR POLICY!!!!!!!! Most policys prorate based on the severity of the dismemberment; i.e. If you policy is for 100,000 and you lost a finger, you may get...