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The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.
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What is public liability insurance and how is it different from general liability insurance?
General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.
What does comprehensive general liability insurance cover?
Comprehensive general liability insurance covers businesses against many liability exposures of a business. Comprehensive general liability insurance coverage includes completed operations, elevators, independent contractors, and more.
Does General contractor liability insurance cover default of payment to subcontractor?
no
What does general liability cover?
The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.
Will general liability insurance cover you if you get hurt?
No, General Liability would cover others for whom you are financially liable. It is not possible under construct of law to be liable to ones self.
Does general liability insurance cover theft?
No. When you get liability insurance, you are basically getting insurance for everyone else on the road that you may cause damage to. It does nothing to protect you from theft, vandalism ect.
What is the difference between general liability insurance and cargo insurance?
General liability refers to products completion and labor, while cargo is specific to transportation, such as hauling equipment or goods. The cargo insurance would kick in if there was damage to the goods in transit. General liability would cover goods in your warehouse or on the docks.
Does all general liability insurance cover damage at depreciated value?
General liability insurance does not provide property coverage, except for 3rd party claims alleging property damage due to the insureds' negligence.
What does general liability insurance typically cover?
General liability insurance typically covers a third party from putting a claim against a companies operations. Some of the things that can be covered are property damage and bodily injury.
Does your homeowner liability cover you when you clean houses as an independent contractor?
No, there is a business exclusion under the liability section. You personal homeowners insurance will not cover your Commercial activities. You will need a Commercial General Liability policy to cover your business operations.
How do I get general liability insurance?
Compare general liability insurance quotes from multiple providers. Learn about liability insurance in our free buyers' guides to business insurance.Hiscox specializes in general liability insurance for businesses with 10 employees or less.
If you have general liability insurance why do you need employment practices liability insurance?
Because some of the types of losses covered by General Liability Insurance are excluded. It does not cover you for discrimination or other illegal acts on the part of the employer. Read your General Liability policy and you will see it is for premises liability and property damage as well products completed and injury to your customers. Employment Practices Insurance covers liabilities that could arise from the way you hire and fire your own employees.
