What does it mean when someone is excluded from an auto insurance policy?

Answer

By excluding a person from an auto insurance policy, you are stating that the "excluded" person will not drive the insured vehicle, and that you understand that the "excluded" person is not covered by your insurance in the case of any traffic violation (accident, ticket, etc.).

Answer

It means there is no coverage available to the excluded person in the case of an accident while driving the said vehicle. There will be NO COVERAGE.

 

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What does it mean when someone is excluded from an insurance policy?