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What does liability insurance cover?

Updated: 9/11/2023
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Wiki User

6y ago

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The term "Liability" means anything you are libal for. The best way to put it is the liability section of an insurance policy covers other people's bodies and stuff, in the event you harm either of those things.

The medical and car repair bills for anyone else involved in an accident you caused

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Wiki User

6y ago
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10y ago

Personality liability insurance protects the buyer of a product from being sued by a user of the that product. It is best to contact your insurance company or agent to find out what your insurance will cover, or read your policy.

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No. Wedding insurance will only cover things such as public liability, host liability etc. It does not cover a runaway bride.


What is covered for personal liability insurance?

Personal liability insurance provides additional coverage to other insurance policies. Without personal liability insurance, any thing that one's home or car insurance could not cover, one would have to pay out of pocket. Personal liability insurance will cover those fines.


Where can one compare rates for combined liability insurance cover?

Combined liability insurance cover rates can be compared via major insurance comparison sites, such as GoCompare, MoneySupermarket and CompareTheMarket.


What is public liability insurance and how is it different from general liability insurance?

General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.


Can liability insurance cover fines and penalties?

If your asking will your auto liability insurance pay for a traffic citation, No. They don't pay for the illegal acts of the insured. Your auto liability insurance is accident insurance.


Does liability insurance cover passengers?

no, full coverage does


Does liability insurance cover your medical bills?

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What does property damage liability car insurance cover in an accident?

Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.


Does liability auto insurance cover your car if you hit a pole?

No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.


What insurance will cover tutors going to students at home?

Professional Liability Insurance.


What should employers liability insurance cover?

Employer's liability insurance exists to protect an employer from an employee's insurance claims from conditions resulting from work. The insurance should cover medical costs and some lost wages.


Does liability insurance cover towing for the insurer?

Liability insurance only covers damage you did to the other vehicles, property, and persons. It does not cover any damage to your vehicle or yourself. Towing your vehicle would only be required if it was damaged, so your liability insurance won't cover it (but the other person's liability might depending on the actual findings of fault).