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If what you mean is ' What does the State Requirement for insurance cover for your car ', then your answer is simple: Nothing.

Florida Law states that if you own your vehicle outright, and would like to insure yourself, you are required to obtain coverage for your Personal Injuries (PIP) and property damage you have caused (PD - Property Damage Liability). This does NOT cover your vehicle. If you have only the requirement by Florida State law, you would only be entitled to a reimbursement for your vehicle's damage if you are struck by an insured driver who is found to be the at fault party and liable for your vehicle's repairs.

If you want to know who the CHEAPEST company is.. Unfortunately there is no definite answer, as companies change their rules and guidelines several times a year. What could be cheapest today may not be cheapest 2 months from now...

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Q: What does the cheapest auto insurance in Florida cover for your car?
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