What happens if someone else is driving your car and he or she gets a speeding ticket?

Answer

The ticket goes on the actual driver's record, but unfortunately, it can be associated with your vehicle. In that case, your insurance carrier could consider it when calculating your rates.

Why? Because even though you weren't driving, you assumed some risk when you allowed your car to be driven by someone who speeds. This is exactly the type of risk that insurance companies look for when making up rates.

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