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If you are caught in the state of Illinois without your insurance card you will receive a citation. It is an automatic $500.00 fine. If you bring your valid insurance card with you to court the fine will be waived. It's just best to keep a copy with the vehicle at all times. And if you are driving someone else's car it is your responsibilty to make sure there is one in the glove carpartment with a registration.

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Q: What happens if you are caught without your insurance card?
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