Both insurance companies will pay for their own, depending on your policy coverage.
Comprehensive insurance covers theft. Liability & Collision do not.
collision
Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.
Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.
Only collision coverage will cover a collision between your car and a stationary object.A collision between your car and a stationary object is always considered an at-fault accident. Striking an animal is always considered a comprehensive claim, and thus not at-fault.
Basic liability insurance. This covers the person you hit. Comprehensive and collision covers your car.
Elephant Insurance offers free instant quotes for automobile insurance. You can find out information on liability insurance and full coverage with comprehensive and collision.
Erie Insurance auto insurance plans include coverage for bodily injury liability, medical payments, property damage liability, collision, comprehensive, and uninsured/underinsured motorists.
Liabilty will not cover damage from a collision with a deer no matter what insurance company you have. Animal collisions are covered under "Comprehensive" or "Other Than Collision" coverage. Liability only covers damage you do when you are at fault.
Generally, you can't buy comprehensive without first buying liability coverage. Liability covers damage you do in an accident if it is your fault. Comprehensive will not even pay for your vehicle in an accident. It only covers fire, theft, vandalism, animal collision, etc.
Options available with auto insurance are Liability, Medical coverage, Collision and comprehensive coverage, and Uninsured motorist coverage.SK(APEX)
Comprehensive general liability insurance covers businesses against many liability exposures of a business. Comprehensive general liability insurance coverage includes completed operations, elevators, independent contractors, and more.