Other contributors have said "What causes your insurance to lapses?" is the same question as "What happens if your auto insurance lapses?" If you believe that these are not asking the same thing and should be answered differently, click here

What happens if your auto insurance lapses?

Answer:

Answer

For starters you are no longer leagally allowed to drive. Second is that depending on the state you live in you may now be considered high risk or even uninsurable by many companies regardless of your driving record. You may also face suspension of your drivers license if the validity of your license is dependent on an SR-22.

First answer by Puddles. Last edit by Puddles. Contributor trust: 599 [recommend contributor recommended]. Question popularity: 69 [recommend question].