What happens if your husband was driving you to work and hit a parked vehicle and he is not on your insurance?

Subject to any policy exclusion, he more than likely will be considered an insured driver and therefore coverage, however he will then need to be rated on the vehicle. (if he is an excluded driver already on your policy, then unfortunately you have a problem, no coverage for yours or the other vehicle).

• Can you buy a salvage car and for personal use?
• What can you expect for a broken back settlement?
• Your car was totaled and you bouht it back from ins cowill you receive a salvage title?