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What happens to an uninsured motorist after he or she causes an accident?
Wiki User
∙ 16y ago
This really depends on the state and level of bodily injury/property damage. The driver could go to jail and/or have their license suspended for one year or even revoked if past violations are present. The driver could be sued and possibly be responsible for ALL DAMAGES out of their own pocket, which could very easily total in the thousands. The driver probably will be fined, a lot. Not too mention a lot of other not so nice things that may happen.
Wiki User
∙ 16y ago
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Would uninsured motorist coverage apply if a deer runs out in front of your car and causes an accident?
yes
What happens if an uninsured driver causes an accident in an insured car?
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
Who is liable if an uninsured driver borrows a car and causes an accident?
unless the person stole it then the owner is responsible. the uninsured person might be covered under the owners policy as extra driver though.
Is it necessary to carry uninsured motorist coverage in a no-fault state such as Florida?
Of course. Do you think that NO ONE ever drives without insurance? Be covered and be protected against financial ruin. If you are a person who rarely carries passengers and you have good health insurance (which would cover any injuries you might incur in an accident anyway) why do you need to carry uninsured motorist coverage (which only covers bodily injury, not damage to your veh)? . You don't. In addition, in Florida you are required to have PIP (usually $10,000 worth of coverage) anyway, so you end up with like triple coverage if you have a good medical policy, PIP and Uninsured Motorist coverage. MOST MEDICAL HEALTH ONLY PAYS A LIMITED PT, WHAT IF YOU NEED A NURSE TO TAKE CARE OF YOU OR FAMILY MEMEBER? YOUR MEDICAL HEALTH DOES NOT PAY FOR THAT. Contrary to what is written above, you need uninsured motorist coverage for the simple fact that it also provides for lost wages. If the accident causes you to miss time from work, how are you going to recoup those wages? Does your health insurance provide that coverage? Nope. Uninsured motorist also provides a pain and suffering benefit. If the person who hit you doesn't have the money to pay for insurance, how much money do you think you'll be able to get from them for pain and suffering? Nada. Get it- you need it. No, it is not necessary. Anyone who says you should have it without enquiring about how this might be duplicated because of other insurance coverage or job benefits is just a salesman. Each situation is different. As a general rule, however, if you have good health insurance you don't NEED this insurance.
In the state of Texas If an uninsured person driving a borrowed car causes an auto accident does the driver or the owner of the car pay for the accident?
Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver .
What happens when an unlicensed driver causes an accident?
they get in jail for not having a licence and driving.
If an uninsured car hits your car and causes damage what happens to you?
You are stuck with the bill. You can sue the person who hit you if you know who they are and if they are really who they are. Good luck
What is an accidental crises?
An accidental crisis is something that happens by accident. It causes a crisis with the people it happens to, but it was not done on purpose.
What happens if your unlicensed son causes an accident?
You could be held responsible for any and all damages.
When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
Driving a car off the lot with no drivers license or insurance?
no it is against the law for an unlicensed and uninsured driver to purchase and drive a car off the dealer's lot. The dealer will be held accountable, if this person has or causes an accident that takes someone's life.
What if an uninsured unlicensed driver is driving an insured drivers car causes an accident with bodily injury?
The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.
