What happens to you when an uninsured unlicensed driver driving your car has an accident?

Is your car insured? Did the driver have your permission? more that likely there will be coverage, (subject to any policy exclusion), but you will obviously have rate increases that will take many years to clear up. If your vehicle is also not insured, you will more than likely be held (assuming driver had permission), equally responsible for all costs, not to mention fines, loss of plates etc.

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First answer by Mama lori. Last edit by Mama lori. Contributor trust: 295 [recommend contributor]. Question popularity: 36 [recommend question]

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