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What happens when a 15-year-old with a learner's permit has an accident?

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auto accident with learner's permit

This happened to me--I was the 15-year-old w/ a learner's permit. I was too young to be really involved w/ the paperwork, insurance ins-and-outs, etc. But I remember I was issued a citation from the policeman who filed the collision report. I faced no other driving repercussions. I know that the spike on insurance was delayed until I became a legal driver at age 16. At that time, my parents' insurance policy went up several points for a period of ~3-4 years.

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First answer by ID2550307855. Last edit by ID2550307855. Question popularity: 90 [recommend question]

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Learner's Permit Accident?  What happens if you dont a permit and your in a accident?  What happens when a 15 year old with a learner's permit has an accident?