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Depends on if the engine is an interference engine or not. When the Belt breaks on an interference engine, you will have internal engine damage. Bent valves, busted piston, cracked head, etc. Timing Chains rarely break and will give you ample warning that they are going to fail. Timing Belts on the other hand give no warning at all. They may even look good and still break. That is why it is imperative you replace a belt at the mileage listed in your owner's manual no matter what it looks like. On a non-interference engine if the belt breaks your engine will stop and you will be stranded and need a tow, but no engine damage will occur.

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Q: What happens when a timing chain belt breaks?
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