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What if a driver with a learner's permit has an accident who is responsible for damages and injuries?
Wiki User
∙ 19y ago
Depending on how old your niece is, she may be exclsively at fault. Did you have your own insurance of full coverage? If so, and she is less than 18 or 21 years they should pay the claim unless of course you concealed her from the insurance company. Under no circumstances will any insurance company cover any driver less than 18 who is not SPECIFICALLY LISTED with the bonus rate increase.
Wiki User
∙ 19y ago
Wiki User
∙ 13y ago- This happened to me--I was the 15-year-old w/ a learner's permit. I was too young to be really involved w/ the paperwork, insurance ins-and-outs, etc. But I remember I was issued a citation from the policeman who filed the collision report. I faced no other driving repercussions. I know that the spike on insurance was delayed until I became a legal driver at age 16. At that time, my parents' insurance policy went up several points for a period of ~3-4 years.
- The process is straight forward in the UK. You should be a named driver on your parent's motor insurance and that insurance should pay for the damage to the other driver's vehicle and personal injury. If your parent's insurance was comprehensive your parent's insurer will also pay for the repair to your vehicle subject to a small excess. The claim may however name you as well as your parent as a party to the action. Please see the related link for the UK motor vehicle accident claims process.
- US States have differing insurance rules regarding this matter as well as differences in police jurisdictions. Different insurance companies have varied policies regarding the increase of rates due to an accident. But in every state, liability or fault must first be established before resolving issues such as who pays for repair costs, and injury claims.
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Is the person responsible for a boating accident supposed to pay for damages?
Usually anyone that is responsible should pay for damages that they caused.
road traffic accident solicitors?
Road traffic accident claims involve seeking compensation for injuries, damages,
How much are you responsible to pay if you are uninsured and an accident is your fault?
all of the damages/injuries you caused along with (probably) many fines and penalitys possible loss of your license and plates.....sorry.....
What happens if you were in an accident and at fault but the other driver had no license?
The license status of the other driver has no bearing on your liability. If you were at fault you are still responsible for any damages and injuries. Just report it to your insurance company as you would any other accident.
What happens if you drive someone else's car with no insurance and get in an accident?
You are the one legally in the care, custody, and control of the vehicle and therefore are the one who will be cited for driving without insurance. This is just the beginning of your trouble though. If you were at fault, you are also responsible for the damages done in the accident which may include injuries and damages to the vehicle you hit.
Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
What will happen if you have a car accident and you are uninsured and at fault?
you will be held responsible/liable and have to pay for any and all damages, vehicle/injuries etc....also will likely lose your license/plates and have many many fines...
Is there a law that says if you have a medical condition and have a car accident you wont be held liable?
NoBut you may not be criminally responsible, or put another way you may not get sent to jail.Added: However you, and/or your insurance company, WILL be held financially responsible for the the damages and/or injuries you may have caused.
What are those sufffering an accident called?
A victim is someone that has suffered from an accident. Whether the injuries were serious or minor, the person that did not cause the accident is often entitled to damages and funds for pain and suffering.
If a passenger in an auto accident owns a car but doesn't have PIP does the driver's PIP pay damages to the passenger?
The driver or owner will be responsible for the passenger's injuries. The passenger's PIP or medical insurance MAY pay the expenses if the responsible party is not insured, but will sue to recover the expenses.
What happens if you have no insurance on a rental car and a signed driver gets into an accident who is responsible for the other cars damages?
It depends on the state the accident occurred in. In California the renter is responsible. Again this varies by the state of the accident.
Rear ended in California with a lapse in auto insurance is the person that hit you still responsible for medical injuries?
I am not familiar with California laws but... In 99% of cases, the person who rear-end's you is at fault. If the other person is at fault, they are liable for damages and medical injuries. The fact that you are not insured does not make the at fault driver not responsible for damages and injuries that he or she causes.
