What insurance company will provide medical coverage for a person with lupus?

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Do you know the difference between a POS and a PPO?

Answer

blue cross blue sheild

Answer

I have lupus and have been covered by Aetna and am currently on United Health Care. Most individual plans will not take the risk of a person with lupus. You need a good group plan, preferably with a group large enough the insurance company will not be individually underwriting. Example: I was with Aetna while working for a national-level bank and did not even have to fill out a health questionnaire. A year later, after being without coverage for more than 63 days (I know, shame on me), I applied for an individual policy with Aetna. They saw I had lupus and refused right there. So I got coverage under our UHC group plan at work, and again, did not have to fill out a questionnaire. Good luck with the search and with the lupus.

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