Your collision and comprehensive cover your vehicle.
Yes. Off road vehicles do not require insurance.
ATV coverage is generally not a very high insurance coverage depending on the person that is driving it. This is because they are not legal to drive them on the roadways. The are off-road vehicles only and must be driven as such.
If the object came off the other vehicle there liability coverage will pay for the damage. If it came off the road and was just kicked up by their vehicle then they are not liable for the damage. In that case it is called road hazard and would not be covered by the other parties insurance. Your insurance will pay for it if you have physical damage coverage on your vehicle.
It can, it just depends on what coverage you purchased. Contact your insurance agent to determine if you have coverage for off premise or stored property.
It depends of the type of coverage your father has. There are two types of plans, one that covers pregnancy of wives and the other covers pregnancy of all dependants listed on that plan. You will have to contact your insurance company or the plan sponsor to determine what provisions are listed on that plan.
you need to have Comprehensive coverage on your policy.
No, your homeowner's policy covers sudden, unexpected damage to your structure and its contents and legal liability to other. It does not cover you medically.You might consider some disability insurance.
An SR22 isn't a policy or a coverage. It is a notification to the state that you have coverage.
No, homeowner's insurance does not cover vehicles of any type. Coverage for ATV's, motorcycles, minibikes, etc. has to be purchased on a separate policy.
What is bad? Insurance coverage is based on cause or reason. In order to properly answer the question one would need to know why the slab is bad. Why? If a big rig truck ran off the road and into the side of the house and damaged the slab this would be a covered claim. Your homeowners insurance covers claims where a vehicle strikes the house. Did ground water flooding damage the slab? If so you would need flood insurance. No homeowners covers flood. Flood is flood and is insurance offered by FEMA. You don't get flood coverage under homeowners policies. Is the slab bad because the work done to build it was poor? There is no coverage to repair the slab but if the slab being bad caused ensuing damage there may be coverage for ensuing damage. Has the slab just started cracking because no expansion joints were put in the concrete? This is really not a sudden an accidental event. In fact it is normal and thus not something homeowners insurance covers. Need to know why slab is bad to get you a better answer. Tried to answer giving a few different options.
In California, anyway, you need full insurance coverage on a car the whole time it is financed. After its paid off, you can drop a bunch of the coverage and just carry liability.
An Insurance Policy in an appropriate Property Line can certainly offer you security for your paid off property.