What insurance do you need for a home business?

Insurance for a Home Business

First check, your homeowners insurance policy. Your home policy may not cover your business needs but check with your agent first about additional coverage.

The things to consider include:

  • Equipment insurance - coverage for your computer, fax machine, etc.

  • Liability insurance

  • Malpractice insurance - professional protection against losses resulting from professional mistakes

  • Data insurance - protection for computer files.

  • Disability insurance - prices may be high but it may be worth your piece of mind.

You may also want to check out a blog I have seen at www.homebasedbusinessliabilityinsurance.blogspot.com. I found it to be very helpfull.

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First answer by anonymous. Last edit by Davidj1965. Contributor trust: 0 [recommend contributor]. Question popularity: 160 [recommend question]

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