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Anything above 700 is usually considered as being good credit. It will usually mean you have built a fairly good credit history with accounts that have been mostly paid on time. This will give you a really good chance to apply for things like insurance, and borrowing money.
Isadore Labadie
Wiki User
∙ 15y agoCredit scores (usually) range from 340 to 850. The higher your score, the less risk a lender believes you will be. As your score climbs, the interest rate you are offered will probably decline.
Borrowers with a credit score over 700 are typically offered more financing options and better interest rates, but don't be discouraged if your scores are lower, because there's a mortgage product for nearly everyone.
Your bank will pull credit reports and scores from all three major credit reporting agencies: Transunion, Equifax and Experian. They'll probably use the middle score to work your loan application. Ask your lender to explain which credit scores will be used and how they affect your loan application.
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How good is an 869 credit score?
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would a credit score of 753 be considered a good credit score?
