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What is a qualifying event to drop medical insurance through your employer?
Wiki User
∙ 15y ago
Usually divorce (to drop the other party) or marriage. Otherwise you may have to wait until open enrollment to drop. If you want to add yourself to your spouse or partner's coverage check first but you may be able to do that when you drop rather than have to do it during his or her open enrollment period. Again, check first before you do anything.
Wiki User
∙ 15y ago
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How can you apply for Cobra medical insurance?
You can apply for Cobra medical insurance from the Department of Labor when a qualifying event entitles you to a claim. Some examples of qualifying events include termination of your employment through no fault of your own or reduction in the number of hours available to work.
How can one get a medical and dental insurance?
The most common way to get medical and dental insurance is through one's employer. However, one can also get medical and dental insurance directly from many insurance companies by going to their website or calling them.
What is HMO medical insurance and who qualifies?
HMO medical insurance is insurance that is through the employer. It means they will only pay for certain things, and certain doctors as well. You can get a list, and doctors decide what qualifies.
What is private medical insurance?
Private medical insurance is medical insurance that is purchased directly through a provider and not through the state. For example Blue Cross Blue Shield is a private medical insurance provider.
What is private insurance?
Private medical insurance is medical insurance that is purchased directly through a provider and not through the state. For example Blue Cross Blue Shield is a private medical insurance provider.
What companies offer No Medical Exam be required for Life Insurance?
For life insurance without a medical exam, I suggest looking for a group policy available through your employer. Most group life policies do not require any medical exams, especially if you enroll in your 20's or 30's.
Can you drop your employer-sponsored health insurance at any time?
You can always drop due to a qualifying event. If you did not have a qualifying event, check your Section 125 Plan (AKA Cafeteria Plan). This document dictates the contributions that you make pre-tax through payroll deduction... so your ability to stop paying may be the key to your decision.
Does health insurance include dental insurance?
No, medical insurance and dental insurance are two different products. In fact, employers often go through different insurance companies for each in an effort to find the right price. Your medical insurance card will typically not cover dental, although big ticket things like a broken jaw or oral surgery are actually considered medical. However, an employer who offers medical in many cases (but not all) also offers dental to its employees.
Why would a person need to get private health insurance?
If a person does not have a job, or if their job does not provide health insurance, then the person might choose to buy private health insurance. It is usually less expensive to purchase health insurance through ones employer, but part time, contingent or contract personnel might not qualify for insurance through their employer. It is a good idea to have medical insurance at all times because illness or injury can strike any time and can rapidly become very expensive.
If a married couple have medical insurance through each one's employer who's insurance pays the doctor bills first?
I have been a medical biller for over 10 years. It is always whoever is going to the doctor that one's insurance will pay. So, the husband goes to the doctor it is his insurance that would be the primary insurance and the wife's insurance could then be billed for the balance, i.e. copay, deductible, etc.
Can you deduct health insurance premiums you paid?
If you file Schedule A (long form) you can deduct your health insurance premiums as a medical expense. If you pay this through your employer, most likely you have it paid from pre-tax income such as through a cafeteria plan, then you are not allowed to deduct the premiums.
Can your employer cancel your group life insurance?
Yes. There is no legal obligation for your employer to offer health insurance unless you have a labor agreement through your labor union that requires it.
