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What is a travel insurance policy?

Updated: 8/16/2019
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15y ago

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Travel Insurance - there are four kinds of travel insurance: Travel Cancellation Insurance, Baggage or Personal Effects Coverage, Emergency Medical Care, and Accidental Death

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Q: What is a travel insurance policy?
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Where can one purchase a travel insurance policy?

There are many sources for anyone who wants to purchase a travel insurance policy but the best place to start would be by contacting the insurance company an individual already has a policy with and to ask for a recommendation from them.


Is travel insurance mandatory for travel in Dubai or world tour?

Travel insurance is mandatory for Dubai or global travel. Visiting any country should have an insurance policy for travel in hand.


Where can I find some info on getting travel insurance?

Senior citizens may have the option of purchasing travel insurance at the time they purchase their tickets. Additionally, they should check to see if their life insurance policy or their homeowners policy offer any travel insurance benefits.


How can I find my travel insurance policy number?

It is written in your document. Take a brief look at your document. It is mentioned there. If you do not have the policy, since travel insurance policies are often sold by travel agents, contact the agent for information. At the least, the travel agent will have a record of the insurer with which it works for travel insurance and should be able to put you in contact with it.


What is look back period in visitors travel insurance?

The pre-existing look back period for a travel insurance policy is the number of days that the insurance company will “look back” to determine if a claim is related to a pre-existing condition. The look back period is generally between 60 and 180 days prior to the travel insurance policy's purchase date depending on the policy selected.


What online websites sell travel insurance?

Some websites that sell travel insurance are JS Insurance, Travel Guard Chartis, and HTH Worldwide. Travel Insurance Review is also a website that provides information on how to shop for the best policy for your traveling needs.


Does travel insurance for Europe include hospital insurance?

"That depends on what kind of travel insurance policy you are refering to. There are insurance policies you can buy that cover medical attention. Many times you must pay ""out of pocket"" but the policy will reimburse you. Check all the details of a policy before you make your purchase so you will get the coverage you think you may need."


What policy options are offered by post office holiday insurance?

The Post Office offers a wide range of holiday insurance that cater for your individual vacation. Your options include: single trip travel insurance, annual multi-trip travel insurance, long trip travel insurance and explorer travel insurance.


Should you buy an annual travel insurance policy if you dont travel often or should you buy insurance on each trip?

Annual travel insurance is a much better option, even if you don't travel often. Buying insurance each trip is much more costly.


How do you get insurance money?

Insurance money is paid when you make a valid claim against the policy and can prove why the situation falls under the terms of the policy---whether it is Life Insurance, Car Insurance, Accident Insurance, Travel Insurance, etc. Call the Insurance Company for exact details.


Is it a requirement to have travel insurance to fly?

No. What travel insurance does is allow you to change your plans on your trip or cancel it if something comes up. Every policy is different, so you have to check into it.


How do I get Nigerian expatriate travelers insurance policy certificate?

I will get from travel Agent OR Nigeria Embassy