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What is general liability insurance?

Updated: 9/11/2023
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Wiki User

12y ago

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General liability insurance is a type of coverage that provides protection for businesses and individuals against financial losses and legal claims due to injuries, property damage, or accidents that occur on their premises or as a result of their operations. It typically covers medical expenses, legal fees, and damages awarded to the injured party.

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8mo ago
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12y ago

Usually this is insurance taken out by a business to protect against the risk of being sued - or held liable - for damage or injury that occur while they're conducting their business

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General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.


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Does every business owner have to have commercial general liability?

It is a good idea to consider purchasing general liability insurance for your business. General liability insurance can protect your business and give you peace of mind.


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