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x9.37 defines check rejection reasons a-j, and in the case of "bouncing", this is "insufficient funds". (And then the item is called a "return item").

Today, with the advancement of "check truncation", aka, check-21, it is possible that you will not leave a teller or a place of business before they know the check got rejected.

(of course, if you mail it, then it will come back to you).

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Q: What is it called when a check bounces?
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