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I'm not exactly sure how it works in NC but it's probably similar to Georgia. Here the fines vary and are set by each jurisdiction. The penalties for driving without insurance has increased greatly over the past few years due to the number of incidents with uninsured drivers and the amount of loss they cause. The average here is about $1000 with higher and lower amounts depending on the city or county where you are caught. One fact is that you can buy insurance for less than the fines so it is best to not do it in the first place.

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Q: What is penalty for driving without insurance in nc?
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