Yes. It may invalidate your insurance if you do not
Most travel insurance coverage does not include coverage for cancellation for pre-existing conditions. However, some, such as TravelSafe, waive the pre-existing condition clause if you buy your travel insurance within 14 to 21 days of making your travel arrangements and paying your deposit. Check with your Travel Agent that sells your trip and arranges your travel insurance for specific details.
The pre-existing look back period for a travel insurance policy is the number of days that the insurance company will “look back” to determine if a claim is related to a pre-existing condition. The look back period is generally between 60 and 180 days prior to the travel insurance policy's purchase date depending on the policy selected.
No. Homeowners insurance does not cover un-repaired, pre-existing conditions.
Yes, there are companies that will cover for pre-existing conditions. Angelos also offers travel insurance for those going abraod for surgery see www.angelisgroup.com
If someone wishes to travel they do need to make sure they do not have a pre-existing condition that would cause the airline to refuse them passage. A major one of these which people forget is pregnancy.
I need a little more information. What kind of insurance and what kind of pre-existing condition?
A pre existing limitation is a medical condition that prevents you from receiving health benefits or insurance benefits. Insurance companies consider this before granting insurance or benefits.
Just like any other condition. It is pre-existing if it was diagnosed prior to applying for the insurance.
With the passage of the Affordable Care Act, "pre-existing conditions" are no longer a barrier in health insurance.
There are several different locations you can find online that offer travel insurance with pre existing medical conditions. Some of these include; Moneysupermarket, Comparethemarket, Allcleartravel, and Moneysavingexpert.
Any medical condition can be a pre-existing condition to an insurance company precluding coverage. However, it is possible to still get coverage and deny the pre-existing clause by providing a certificate of continuous coverage from another insurance company.