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What is rental insurance for?

Updated: 8/17/2019
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Who is responsible for damage from car wreck in rental car?

If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.


Do all rentals come with insurance?

If rentals means rental cars, then no. Rental car insurance is optional, however many insurance policies can include rental insurance, so purchasing it from the rental company can be pointless in some cases.


Do I need liability insurance for a rental car in Florida?

You are not required to purchase insurance from a rental car company. However you are required by law to have insurance. If you have your own insurance call your insurance company and ask what they cover for rental cars, then once you get to the rental car company ask them what their insurance covers, then use which ever one you feel is best for you. If you do not have personal insurance, I would definitely take out the rental cars insurance.


What states has car insurance for rental cars?

You can buy insurance from any rental car company in every state. Car insurance companies do not sell special insurance just for rental cars but most policies cover you when you are driving a rental car.


What cheaper Non Owner insurance of the insurance at a car rental store?

Non Owners auto insurance does not cover rental cars at all. You will need to buy insurance from the rental car company to be covered.


Is car rental insurance included when you rent a car in TX?

In the State of Texas, when you rent a car, rental insurance is not included. If you want to have the rental insurance it will come with an extra charge.


Does your car insurance cover your budget truck rental?

No, unfortunately your own car insurance does not cover your budget truck rental. However, when you rent the truck there should be rental insurance available.


Just looking for car insurance i can get for a rental vehicle for 2 weeks?

You can purchase car rental insurance from the car rental shop. Places like Enterprise and Budget rental car allow you to buy their insurance while you have their vehicle.


Why buy rental car insurance?

You buy rental car insurance so if you are in an accident your insurance will pay for part or all of rental car expenses if a rental car is needed. Without this insurance this will be out of pocket for you.


Can you transfer insurance to rental car?

Some auto insurance policies transfer to rental cars, and some do not. You need to ask your insurance agent about the details of your insurance policy, and the specifics of coverage while you are driving a rental car.


Will my own car insurance cover a rental car?

Your own car insurance will only cover a rental car in some cases. It will depend on your current insurance plan. Either way, you can take out insurance for the rental car.


How to verify insurance coverage on rental cars?

Check you policy to determine if you have rental car insurance. Some credit cards also have rental car insurance. http://www.theglobeandmail.com/globe-investor/personal-finance/home-cents/do-you-need-rental-car-insurance/article1994097/