A license, a vehicle, and insurance.
Insurance co. are not required to test drive any vehicle.
Not individually, but the vehicle they drive must be insured.
Any vehicle you drive on public roads is required to have turn signals.
In most situations, the insurance follows the vehicle, therefore, if you don't have a vehicle you would not have a need to have insurance. You still have the responsibility to make sure that any vehicle that you do drive is insured. If you borrow someone's car and drive it, you have the care, custody, and control of the vehicle and you are legally responsible to make sure it has the legally required coverage. If you drive an uninsured vehicle, you will be ticketed.
Whether a vehicle has air or hydraulic brakes has no impact on what kind of license is required to operate it in the US.
The purpose of a clutch on a vehicle is to disconnect the drive of the engine from the gearbox (this would be required when the vehicle is stationary or to change gear). While the engine is running the crankshaft is continually turning, It is the crankshaft that turns the gearbox and via the gearbox the road wheels. Obviously there are times when the engine is running but drive is not required, The clutch is the mechanism by which this is achieved.
No special liscense is required to operate a 4 wheel drive vehicle. These are considered private passenger vehciles.
For those of us who drive a vehicle that is 35 years old or older, NO INSPECTION IS REQUIRED!!
If you don't own a vehicle but you do still drive, Then you should get an "Operators Policy', aka " Non-Owners Policy" not an auto policy. All drivers are required to carry financial responsibility whether or not they own a vehicle.
For public roads - yes. Doesn't matter who owns the vehicle, you still need a license to drive on public roads. And the vehicle needs to be registered, insured and inspected. On private property or closed off tracks, you can drive without a license.
As long as the vehicle is not registered in Texas. Once registered, you are always required to have a valid inspection.
You are required to have at least Liability Coverage for the vehicle before ytou drive it off the lot!