"SR22 Insurance" as is commonly referred to, Is actually only "Auto Insurance" It can be Full coverage or just liability as with any auto insurance policy.
The Sr22 certificate does not effect the price of your insurance. However, since the sr22 is only needed when you have a serious violation. That violation can effect your risk and resulting rates.
An SR22 filing requirement is generally required only after a serious offense. he primary reason for he sr22 requirement is for driving without the appropriate Financial Responsibility (Insurance) as required by state law. Other reasons can be a DUI, DWI, Drug Possession, vehicular assault or other serious violations involving negligence or severe endangerment of other drivers or pedestrians.
An SR22 Form Filing is an endorsement that is added to your Auto Insurance Policy that informs the department of Motor Vehicles that you are in compliance with at least the state's minimum requirements for Auto insurance. The primary reason an SR22 Filing is ordered is due to the driver's already having been convicted of a serious violation.
The law requires that should the sr22 endorsed auto insurance policy Expire, Cancel or Non-Renew for any reason, The insurer must file a form SR26 which is a cancellation of your SR22 certificate with the State. Should your filing period not yet be expired, The state may suspend your Drivers License, Vehicle Registrations and your License Plates can be confiscated for failure to comply with your SR22 requirement.
If your required filing period has not yet expired, you will likely have to find another or the same insurer that is willing to issue a new SR22 Filing to have your license re-instated.