Testimonial is more imformal, where as Letter of reference is professional.
A testimonial is a statement endorsing a person or product that typically reflects personal experiences, while a letter of reference is a formal document written by someone who can attest to an individual's qualifications, character, or achievements. Testimonials are often brief and informal, while letters of reference are detailed and structured, often requested for employment or academic purposes.
Testimonial = מִכְתַּב הַמְלָצָה (michtav hamlatsah) Michtav= Letter Hamlatsa= Recommendation
The term "reference letter" is often used interchangeably with the term "http://www.answers.com"; however, there is a difference between the two types. Letters of reference are more general in nature and usually addressed to "Whom It May Concern" or “Dear Sir/Madam”, whereas letters of recommendation are very specific in nature and normally requested/required, and are always specifically addressed to an individual.
Reference letter is correct. You could also use the term "letter of reference." You would only use the words "referred" and "letter" together in a sentence such as, "I reffered the letter to my boss because it was about a serious customer complaint."
The difference is a letter L.
k,
An enclosure is a stand-alone document sent with a cover letter. An attachment is a supporting document for a letter that is (usually) incorporated into the letter by reference; for example, a budget or an explanatory figure. The except is an email, in which case you can only "attach" a document.
What is letterhead
a sound is sounded and a letter is written
differecences between banker's acceptance and letter of credit
...the difference is in the second letter... ;)
The letter 's'.
the letter H