Credit card interest rates vary with individuals' credit scores and worthiness. Sears offers three different credit card options with a stated average interest rate of 25 percent
Sears credit cards are like most credit cards. They are convientient when you are low on cash,. Howver, like most credit cards, they have high interest rates.
Most retailers are happy to offer high interest credit cards to those with a bad credit rating. Examples include Costco, Sears, and Canadian Tire. Other options for online purchases include prepaid cards, debit cards that have the option to be used as credit cards, and using Paypal with a bank account.
"Yes - consumer reviews indicate that the Sears credit card has interest rates so high they're problematic for many card carriers. The Sears card has an APR (annual percentage rate) of 25.24%, which is very high compared to other credit cards. Sears also uses gimmicks like ""deferred interest"" to make money from customers: they offer a year-long promo period after you get your card in which there is zero interest on items purchased, but if you don't pay back the interest in full by the end of the promo period, you end up paying all the back interest for the entire year."
You can obtain a Sears card with rates anywhere from 8 to 28 percent. It all depends where you apply and what kind of a credit risk you are and your past credit history.
There doesn't appear to be any requirements financially that need to be met by a person to obtain a sears credit card. The website actually offers cards without credit checks.
Sears credit cards are like most credit cards. They are convientient when you are low on cash,. Howver, like most credit cards, they have high interest rates.
Credit card interest rates vary with individuals' credit scores and worthiness. Sears offers three different credit card options with a stated average interest rate of 25 percent
Most retailers are happy to offer high interest credit cards to those with a bad credit rating. Examples include Costco, Sears, and Canadian Tire. Other options for online purchases include prepaid cards, debit cards that have the option to be used as credit cards, and using Paypal with a bank account.
There are two types of Mastercard credit cards accepted at Sears. Sears accepts the Sears Mastercard through Citi and the regular Mastercard. You can use whichever one fits your needs as you are shopping at Sears.
"Yes - consumer reviews indicate that the Sears credit card has interest rates so high they're problematic for many card carriers. The Sears card has an APR (annual percentage rate) of 25.24%, which is very high compared to other credit cards. Sears also uses gimmicks like ""deferred interest"" to make money from customers: they offer a year-long promo period after you get your card in which there is zero interest on items purchased, but if you don't pay back the interest in full by the end of the promo period, you end up paying all the back interest for the entire year."
Sears is a store that gives a relatively low interest rate. Other stores like Jordans Furniture and Hope Depot offer no interest if you spend more than a minimum amount.
Anywhere that accepts Visa cards !
You can obtain a Sears card with rates anywhere from 8 to 28 percent. It all depends where you apply and what kind of a credit risk you are and your past credit history.
There doesn't appear to be any requirements financially that need to be met by a person to obtain a sears credit card. The website actually offers cards without credit checks.
A Sears credit card does not have an annual fee charged. However the regular interest rate is approximately 22.79%. A Visa or Mastercard may give you a better option.
You build up credit by making purchases on credit and making payments for them. Since you may not qualify for major credit cards, you can start with either debit cards or get department store credit cards such as Sears, Macys, Kohls, etc. The store credit activity becomes part of our credit history.
Major credit cards such as Visa, MasterCard, Discover, etc. are accepted by nearly all purchasing web sites. Store credit cards such as Target, Kohls, Macys, Sears, etc. are only accepted by web sites from the issuing store.