This is a confusing question... The answer is at steveshorr.com
Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.
Many insurance policies offer Emergency Roadside Service as an optional coverage. It is not a basic coverage that comes with all insurance policies. It is often something that you have to specifically request and pay extra for.
Basic coverage.
HO-1, HO-2, and HO-3 policies are the primary standard homeowners policies in all states.
Homeowner's insurance policies do not cover flood damage. You will need a Flood Insurance policy and to get one you will have to apply and wait 30 days.
Most basic home insurance policies cover the perils of fire, storm, theft, and vandalism. You can get better policies also that cover many more perils, such a water, collapse, vehicle, etc.
Aetna offers several different types of life insurance policies which would include, basic, supplemental, dependent and accidental death. There is also supplemental accidental death and supplemental dependent life insurance to choose from.
United Medical Resources Insurance offers basic health care policies designed for the individual or small companies and corporations. Particular policies will vary from person to person or employer to employer.
Check out a Company Called UMU they have a Boat Insurance Basic page that answers some great questions about the the insurance policies.
Yes, generally they do. Of course, there are many kinds of insurance policies. If you are unclear what your policy covers, check the certificate of coverage document or contact customer service on the back of your ID card, If your insurance is a PPO, POS or HMO ,it is extremely important to stay "in network."
What is the basic purpose of insurance
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