Having group insurance, as opposed to individual insurance, brings the benefit of lower prices for a certain service. Since every one person in the group will be paying the same price for the insurance, it is the more money that can cover the costs of the things you need.
The benefit of family medical insurance above individual medical insurance, is that your premiums are much lower and the whole family is covered, instead of having to take out separate policies for everyone.
The most important benefit of having an universal life insurance is that you can provide a permanent death benefit to those who depend on you while earning cash value.
Shipping or transport companies would benefit from having haulage insurance. Haulage insurance covers damages in transportation of good, so the shipping companies would want it.
Having HMO insurance will benefit you later in life, were something to happen to you. It will cover the costs associated with fixing the problem.
To do your own thing as opposed to a group thing.
Well the most likely benefit you will see is that most of your employees will have families and will more than likely require insurance coverage for their families.
The benefits of having a term life insurance with no medical exam is not having to go through a medical exam before being signed on a policy. This could benefit an individual who has poor health but still requires coverage, as there would be no exam that could inconvenience them.
The benefits of having Term Insurance as opposed to Whole Life Insurance are that Term Insurance is cheap for people up to the age of 50 and even up to the age of 65 in some cases. Whereas Whole Life Insurance is much more expensive as you are also paying for an investment in bonds or stocks which add significantly to the premium
I suppose that the benefit of having a personalized car insurance agent would be if you got into a wreck, it would be easier to get service. You wouldn't have to call a main number and wait a lot longer, you could just be put straight through to someone.
By having Infinity Auto Insurance, you will be insured which is a good thing. Also, you can manage your policy online. They also offer classic car and RV insurance.
Usually people do not benefit from having a pre-existing condition. Insurance companies use this to deny benefits to those applying. Not sure how this would be good.
Offering health insurance is not a requirement by law for any business. Having insurance for your employees is a great benefit to offer.