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What is the birthday rule for insurance?

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Health Insurance Basics
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Primary versus Secondary Determination

Dependent Child (Parents Not Separated or Divorced)

  • PBH applies the "birthday rule" when determining primary coverage. (i.e., for dependent children, the plan of the parent whose month and day of birth occurs earlier in the calendar year is primary)
  • If one plan does not follow the birthday rule, then the rules of the plan which does not have the birthday rule provision shall be primary

http://www.pbhi.com/Providers_public/PractitionerManual/GeneralManual/Practman_N17.asp

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First answer by Steveshorr. Last edit by Steveshorr. Contributor trust: 460 [recommend contributor]. Question popularity: 8 [recommend question]

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The birthday rule?  Insurance birthday rule?  How about the birthday rule?  Why do you have the birthday rule?  Does the birthday rule chose who must carry the insurance?  Does the birthday rule apply if both husband wife have insurance through their employers for each other?