What is the cheapest car to insure for a 25 year old female with no accidents or violations in buffalo ny?

Answer 1

Something considered 'old and slow'. Stay away from new and sporty little fast cars. Find something at least ten years old with low mileage. the cheaper the car, the less the insurance also. Wagons and minivans are considered safe driver type cars, vs mustangs and acuras. If you get and old car that is all paid off, you can drop collision coverage and maintain liability, depending on state laws. 4 cylinders are less than 6 and 8 cylinders, they figure you won't be speeding as much. anything with additional safety features is a plus. If you keep collision, you can raise your deductible. call your adjuster. if you have been with the same ins co for a while, they may reduce your rates due to your added age and safe record with them. you can ask if they have any specific policies you are qualified for. for example, if your job changed and you drive less (my roommate now takes the train) or if you have moved recently, that may qualify you for a new, lower rate. If they've been collecting money off you for a few years with no pay outs, then they don't want to lose you, a good driver. spend a few minutes and get online or phone quotes with what you drive now or were driving to compare what your ins co was billing you for your old car.