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Liquor law liability refers to the legal responsibility that establishments selling or serving alcohol bear for actions committed by individuals who become intoxicated on their premises. This liability can arise if the individual causes harm to others, such as through drunk driving accidents or violent behavior, after being served alcohol at the establishment. Establishments can be held liable for damages if they continue to serve alcohol to patrons who are visibly intoxicated.

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3w ago
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13y ago

General liability policy forms generally exclude any coverage for liquor liability aside from "host liquor liability" which would be applicable to any business that is NOT in the business of selling, serving or manufacturing alcohol. (i.e. a business that maybe serves wine at the Chritmas Party - just incidentally)

If you are selling, serving or manufacturing alcohol, you need to either have liquor liability coverage ADDED to your existing general liability policy or it can be purchased on it's own.

The question of the effectiveness of server liability laws to reduce alcohol-related problems has been virtually ignored by investigators. However, one study examined the effects of two server liability cases in Texas during the 1980s. Before the lawsuits, Texans had very little liability for the consequences of their alcohol serving practices. The study found that after these two highly publicized and very controversial cases, single-vehicle nighttime crashes in Texas declined 6.5% in 1983 and 5.3% in 1994. The researchers may be correct in assuming that these declines were due to the effects of the dramatic and sudden change in the law rather than any other factors. Additional research is needed to determine if increasing server liability is effective in reducing alcohol abuse, especially in the long term.

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Q: What is the definition of liquor law liability?
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