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What is the format for an answer to a civil suit?

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Rules of Civil Procedure

The format is up to you, as long as you follow the Rules of Civil Procedure for your state. They will tell you, for example, that your answer to each complaint (claim) against you must state either that you Affirm, Deny or don't know about the claim. Usually you have to state in "simple and plain statements" and show evidence to back up what you say. You cannot merely say you DENY. In most if not all states, anything that is not specifically denied is thought to be admitted/affirmed.

There are Federal Rulels of Civil Procedure, which most states seem to mirror. They tell how to make pleadings and how to answer, etc.

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