What is the formula for finding the future value of a growing annuity?

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FV of growing annuity = P * ((1+r)^n - (1+g)^n) / (r-g)
P=initial payment
r=discount rate or interest rate
g=growth rate
n=number of periods
^=raised to the power of

NB: This formula breaks when r=g due to division by 0. When r=g, use
P * n * (1+r)^(n-1)
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Adjust the annual formula for a future value?

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What would happen to the future value of an annuity if interest rates fell in later period's?

Your annuity will decrease in value as your interest earned would decrease, which would just continue to snowball because that would make your principal value less even furthe

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The future value will go up.

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It increases
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