non performing assets
GROSS NPA; ALL BANK ADVANCES CATEGORISED AS SUB-STANDARD, DOUBTFUL AND LOSS ASSETS NET NPA: Gross NPAs minus Provisions made on them as per the standards laid down.
Net NPA = Gross NPA - (Balance in Interest Suspense account + DICGC/ECGC claims received and held pending adjustment + Part payment received and kept in suspense account +Total provisions held)
Non Performing Account
The ratio of provision against total NPA
basically according to performance three type or NPA 1 substandred 2 doutful 3 loss
A net NPA is the amount of loans you owe all together. NPA is a term used by financial intuitions that relates to the loans you have out that are in default.
cpp npa
net npa ratio
Fugro NPA was created in 1972.
The full name of NPA is non-performing asset. A non-performing asset is a financial term which is used to describe loans which are in danger of going into default.
financial inclusion food inflation interest rates fiscal GDP growth rate transparency measures in banks NPA management
GROSS NPA; ALL BANK ADVANCES CATEGORISED AS SUB-STANDARD, DOUBTFUL AND LOSS ASSETS NET NPA: Gross NPAs minus Provisions made on them as per the standards laid down.
gross npa = sub standard assets +doubtful assets + loss assets
Net NPA = Gross NPA - (Balance in Interest Suspense account + DICGC/ECGC claims received and held pending adjustment + Part payment received and kept in suspense account +Total provisions held)
The NPA is a Non Performing Asset as defined by the Reserve Bank of India. To calculate the Net NPA you take the Gross NPA minus the balance of a suspense account, DICGC claims, part payments received, and the provisions held.
The last scheme of RBI for NPA of Banks is MSME OTS Scheme 2012-13. The coverage of the scheme is All the NPA (classified as 'Doubtful and Loss) and PWO accounts in Micro,Small and Medium Enterprises sector (manufacturing as well as services)with outstanding book balance not exceeding ` 10 crs. as on 31.03.2012 and outstanding as on date of launch will be eligible for OTS under the present scheme. BY VIKRANT RANA ADVOCATE HIGH COURT, ALLAHABAD MOB. NO. 9415316897
Narasimham committee in 1991 sugessted following recommendation1. Opening of More Pvt. sector banks2. Motivation foreign banks to expand their network by opening new branches.3. Deregulation of RBI and Finance ministry of India. Making RBI as a regulator of all Banks and let Banks takes participation in equity market with govt. stake of 51%,4. Regulation introduced by RBI include CAR, Asset classification ,NPA ratio5. Corporate Governance : promoting customer relations and office culture6. Asset Reconstruction for bringing down NPA in future7. Risk Management8. CDR9. E-Banking and VRS