What is the limit you can deposit into your checking account in CaliforniaBank of Americawithout having to fill out any IRS information regarding the amount deposited?

No. But, it is mandatory that you provide proof of income - as to how you earned that money. All Banks require source of the money to be furnished when you make the deposit

Debit .

This would largely depend upon your bank, but theoretically no. However, in the US only the first $100,000 is protected by the FDIC per bank assuming your bank is covered, which the vast majority are.

Some of the benefits are: You get an easier way to save money You get a Debit card that you can use for shopping instead of having to carry cash in your purse You earn an interest on the money you...

some advantages are checks are safe, all checks need a signature and an i.d., and you dont have to carry a bunch of cash with you.SK(APEX)   cashlessneed signature