What is the minimum credit score possible?

Answer

The minimum FICO-based credit score is 350 while the maximum is 850. However, some scoring models utilized by credit bureaus may be tweaked so that a different formula is used as well as a somewhat different range in scores may be used.

1. Any score from 350 to 499 is deemed bad credit.
2. 500 to around 629 is considered subprime.
3. 630 to 719 is considered prime.
4. 720 to 850 is considered superprime.

Anything above 760 is considered perfect credit.

First answer by KenLong. Last edit by KenLong. Contributor trust: 10 [recommend contributor]. Question popularity: 1 [recommend question]