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What is the range of credit scores?

Updated: 9/11/2023
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17y ago

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The FICO credit score range is between 850 and 300. I rarely seen those two frontiers in real life. ... 850 means you can get a loan to buy entire Tiffany store in Manhattan. 300 ..., well your credit is bad to the point you can't get any. FICO score of 700 and higher means Excellent or Very Good credit. Certain lenders offer better rates and/or discounts if you are over 720, 740, etc. Pity, their greedy loan officers might never share them with you. FICO score from 680 to 699 means Good. Pretty much you can get a normal loan. Translating in layman terms you won't be robbed too bad. FICO score from 620 to 679 is OK. You won't be denied but the terms are not going to be too generous. Still you are officially a nice person. FICO score from 580 to 619 ... . Banks, brokers love you. Want to know why? That is where bad credit starts. But it is not that bad yet. They are still able to get you a loan but on their terms. Fat commissions for them, much more expensive loan for you. Chances are you will take it since you have little choice. And you'll think they your best friends. FICO score from 500 to 580 is where the real trouble starts. Your credit is bad, period. You'll get your loan and you won't like it. But you should take it anyway, because that could be the beginning of your fresh start. Way to get away from bad credit. FICO score of 499 and below ... . My friend, you are in serious need for help for bad credit. There is very little what can be done and while it is still possible, the terms are going to be simply too brutal. The best thing is to try to repair bad credit first - the FICO credit score can be improved!

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Q: What is the range of credit scores?
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Related questions

What is the numerical range for credit scores?

one to ten


What is the range of credit scores given by Experian?

Credit scores given by Experian range from five hundred one to nine hundred ninety. Experian uses a scale to rate credit scores from "A" to "F", similar to the way grades are given in the American school system.


What does a 670 credit score mean?

Credit scores range between 300 and 850 with 300 being BAD You are not a fabulous credit risk.


What are the numerical range for credit scores from the three major reporting agencies?

from 300 to 850


What are the ranges for credit scores?

The range of the credit or "FICO" score is from 300-850. 300 would be the worst and 850 being the best.


Where can I find advice on credit scores for my student loan consolidation?

A good site for finding information regarding student loan consolidation and credit scores in relation to that would be at www.finaid.org. They state that a credit score of 650 or lower is regarded as "subprime", but lenders have been experimenting with accepting a wider range of credit scores. Good luck!


What is the maximum credit score you can get?

The parameters of the FICO range from 300 (lowest), up to 850 (highest) credit rating. Suffice to say, that the majority of people fall somewhere in the 600 and 700 range. The highest scores usually range in the area of 720-850. This range is considered to be excellent credit


Is 771 a good credit score?

Yes, 771 is a very good score. Credit Scores can range from 300 to 850. I, however, have an 828. Me winnar


What is a good range for your credit score?

Credit scores of 620 and lower are average to sub-par. When your credit score reaches the 700s it begins to be considered good credit with about 750 being excellent


How can you get a loan with 470 credit score?

Not sure why you are even asking. With credit scores (FICO, not Vantage Scores) of 300 - 850, you want to have your credit scores at least over 640+. If you can get them to over 700+, your payments would be so much lower. Research what the difference of payments are if your credit scores are higher and much lower. Do credit repair (legal by federal law) and enjoy lower monthly payments, better interest rates, obtain jobs, etc. Please don't even try to get a loan if your credit scores are in the 400 and 500 range. It just doesn't make any sense! Get educated, get your credit scores higher!!


Is 608 a good credit score?

608 is not a terrible credit score, but it's not terrific either. Scores from 720 to 850 are considered excellent. Any scores between 600 and 719 are good but not great. Consumers with scores in this lower range can but are not always able to get credit card accounts or loans, and their interest rates are generally not as favorable.


How do I get my credit report scores for free?

You can get your credit report scores for free at www.freecreditreport.com.