What is the risk of approving the employee workers Compensation claim?
Is an employer responsible for continuing health insurance coverage if an employee is out on workers compensation claim?
I don't know anything in the Code that requires it. The EmployER application for Group Medical Coverage asks if an Employer would like to allow an employee to keep coverage fo…r up to 6 months. What if the Employer is only paying a portion of the premium? The Employee would still have to pay his portion. For a copy of the Blue Cross employer application Question # 10 http://www.quotit.net/eproIFP/webpages/applications/applications_group.asp?license_no=0596610 There is always COBRA
I owned my own semi-truck and trailer and I was required to have workmen's comp even though I had no employes.. Answer . Even if no one is requiring you to carry Comp, the…re are significant benefits, such as lifetime medical coverage if you're injured on the job. If you're self-employed, this may be very valuable because currently health insurers can exclude parts of you from coverage if you've been injured before, presuming you can find affordable coverage or coverage at all if you've been injured. Plus, you probably would have no deductible under Comp. If you have health insurance that can't be cancelled except for non-payment, that's great - unless you can't pay the premiums because you've been injured. In that case, if you really feel good about your health insurance, then at least carry an Accident/Serious Illness policy and and AD&D policy that can pay if you aren't able to work for a while.. Many states are "ladder states," meaning that liability goes up the ladder until someone can pay, so depending on your line of work and whether you have clients who come to you at a storefront vs. you doing work for them on projects, you may be required to either carry it or have it taken out of your pay.. Also, unless you are a corperation with exempt status, you will always have at least one employee, you.
By definition, a covered employee is entitled to workers compensation benefits if he/she was injured within the course and scope of employment. Fault by the employer is not an… issue--it is a form of strict liability which, historically, was developed as an alternative to employees suing employers who may have been at fault. One of the primary exceptions to coverage (other than the injury not being within the course and scope of employment) is "horseplay". In general, this contemplates activities such as roughhousing--which is not considered to be within the course and scope of employment.
A caseworker (similar to an insurance adjuster) monitors the medical, rehabilitation, and re-training progress of the injured party on behalf of the insurer/employer. This can… effect further coverage on later treatment. rehabilitve care, and re-training that you may need. Their other functions include ensuring that you get the care that you require. If the assigned caseworker does not perform these functions, you can request another from the workers compensation insurer or employer. Reference is made to both the insurer or the employer, because in some cases the employer is self-insured for workers compensation.
Varies state to state. In Virginia it is 3 or more.
Case workers are assigned to all such programs to ensure that correct procedures are followed by the payer and payee. In the case of WCI the agent assigned will monitor the be…neficiary's right to continue to receive benefits among other things. For the most part the case worker is working for the state not the beneficiary (person receiving the payments).
One. And it can be the owner - he or she can carry coverage on themselves even if he/she has no employees.
The workers' compensation insurer pays the employee benefits for a work-related injury. In many states, it is the sole remedy of the employee in the sense that the employee is… prohibited from suing the employer for negligence that caused or contributed to the occurrence. It may also pay for injuries and lost wages resulting from a work-related incident when another person or entity caused it. The employee sometimes sues a third-party for injuries and/or lost wages stemming from the incident. If so, the workers' compensation insurer ordinarily asserts a lien on the recovery to the extent of its payment. That said, courts of different states have outlined the circumstances under which the insurer can recover from the proceeds of the suit, and how much.
Yes. Just inform you adjuster that you wish to withdraw the claim. They may want you to submit a statement in writing just to protect themselves but it should an easy process.… For full disclosure, I own and operate a small Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for 3 years before that.
Employers can fire an at-will employee for any reason, but an employee has remedies in court for wrongful termination (i.e., if the employee was fired for not participating in… illegal activities that the employer was involved in, if the employee was discriminated against, or when the employee "blows the whistle" on the employer).
waiting on response
In Workers Compensation
Yes, however it is a reduced amount of your weekly earning. in California it is 2/3 the amount you would normally recieve on your pay check. the amount is also non taxable.
In Labor and Employment Law
That would depend on the country in which you live - which you havenot told us.
In Labor and Employment Law
First the employer must be notified of the illness or injury. The claim can then be filed with the state's workman's compensation department. The employee handbook or the st…ate's employment development site can give you the contact information.
In Labor and Employment Law
To file a worker's compensation claim, one should notify the supervisor immediately of the injury and obtain any necessary medical attention. It's advised not to delay the not…ification for it will affect potential benefits.